"Experiencing a total loss goes beyond the financial impact, it is often a very emotional and overwhelming time for a homeowner," says Diane Delaney, executive director at Private Risk Management ...

Learn what actual total loss means in insurance, how it’s valued, and its differences from constructive total loss for better ...

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USAA home insurance includes coverage that costs extra from other companies, but it’s available only to the military community. Many, or all, of the products featured on this page are from our ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Homeowners insurance costs increased by nearly 11% between 2021 and 2022 according to private banking firm S&P Global, joining the list of necessary services hit by inflation. Many homeowners will see ...

Insurance premiums are rising fast in the parts of the United States most exposed to climate-related disasters like wildfires and hurricanes. New research shows that, as insurance has sharply pushed ...

Readers told us how insurers are raising premiums and, in some cases, cutting back coverage, as climate change shakes up the real estate market. By Claire Brown Last month, we reported on new research ...