If you’re looking for a safe, fixed-return option to grow your retirement savings, an IRA certificate of deposit (CD) can be ...

You probably know that it's important to actively save for retirement rather than rely on Social Security alone to fund your senior years. Those benefits only pay the average retired worker about ...

As interest rates begin to shift, December presents a key opportunity for savers looking to protect and grow their retirement ...

Should Certificates of Deposit (CDs) be part of your retirement savings plan? With top CD rates still near 4%–5% in 2025, ...

There's a big reason CDs have been so popular this year. It's pretty easy to lock in a CD at a rate of 5%, which is a pretty good return on a risk-free investment. All you need to do to not lose money ...

Certificates of deposit rates dipped moderately in the second half of 2024 due to Federal Reserve interest rate cuts but have bounced back in 2025, with the best CD rates falling into the 4.5% range.

While high inflation and corresponding interest rates have negatively affected many people's finances, one benefit has been that savers can earn more interest without having to take much risk. For ...

Hanna Horvath is a CERTIFIED FINANCIAL PLANNER™ and Red Venture's senior editor of content partnerships. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc.

In 2022 and 2023, the Federal Reserve raised interest rates numerous times in an effort to cool inflation. That's resulted in higher borrowing costs for consumers, which isn't a great thing. But on ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Rajeev Dhir is a writer with 10+ years of experience as a journalist with a ...

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Miranda Marquit, MBA, is a freelance contributor to Newsweek’s personal finance team. She has an M.A. in journalism from Syracuse University and has been writing and podcasting about money since 2006.