Kelly-Ann Franklin has spent more than two decades in journalism which has helped her build a wide knowledge base of business and personal finance topics. Her goal with editing is to ensure tough ...

A hard inquiry happens when a company checks your credit reports because you have applied for credit. You can dispute hard inquiries you didn’t authorize, but you cannot remove legitimate credit ...

If you’re reading this, it’s likely that you recently had an unpaid Verizon bill that went into collections. Before reading further, you should get a current copy of your credit report to see if it’s ...

If you have heard from a debt collector called Southwest Credit Systems recently, you may already be aware of its entry on your credit report. Having a collections account on your credit report can ...

Becoming an authorized user on someone else’s credit card can help you establish good credit. The process of removing an authorized user is simple and can be done by calling the credit card issuer or ...

A pay-for-delete agreement is a credit repair tactic that could help erase collection accounts from your credit report. It involves offering to settle your debt in exchange for the collection agency ...

Take a Financial Relief Quiz. Get matched with an Authorized Partner. Negative information like unpaid bills and collection activity stays on your credit reports for seven years in most cases, during ...

You can remove an authorized user by calling customer service, or sometimes through your online account. Here's all the contact info you need. Many or all of the products on this page are from ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Removing collections from your credit ...