Discover how file-and-use rating laws let insurers use new rates without prior state approval. Learn how these laws impact insurance prices and consumer protection.

Learn how retrospectively rated insurance adjusts premiums based on actual losses, the benefits it offers, and how it ...

Home insurance costs jumped 62% from 2022 to 2025, based on our analysis, and rising rates are expected to continue in 2026.

Progressive, Travelers and Geico are among the best car insurance companies in our analysis. We conducted an extensive analysis of costs, coverage and quality indicators to find the best car insurance ...

Explore Travelers car insurance costs by age, credit, and driving record, with average monthly rates for full and liability ...