A perfect 850 credit score might sound impressive -- but what does it really get you? Here's the truth heading into 2026.

Only a tiny group hits an 850 credit score. Here are four habits they share, and how you can borrow them to boost your own ...

Being aware of your credit score is an essential part of modern financial wellness, and it also helps to know how you compare to others in the U.S. and in your state.

Most credit scores that lenders use in the United States range from 300 to 850. And when people talk about achieving the “highest” credit score possible, they’re usually talking about the ever-elusive ...

Explore business credit scores, learn how they work, factors affecting them, and effective strategies to improve them for better loan opportunities and growth.

Mercury reports that business credit scores may not improve despite timely payments due to factors like report monitoring and ...

There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.

Closing your oldest credit card can trigger a drop in your credit score for reasons most people never see coming.

Editor’s note: The following article is an op-ed, and the views expressed are the author’s own. Read more opinions on theGrio. I was on “TheGrio with Marc Lamont Hill” last week, and one of the topics ...

Dear Pat: It is true. You would add this adult (at least age 18) as an “authorized user” to your account by calling your ...

A simple decision that can quietly push up your utilisation ratio, shorten your credit history, and shave points off your ...